Where does the "Cash now" figure come from?

The figure starts from the closing balance of the most recent bank statement and adds the lines booked since. A bank account without a usable statement is left out of the total, and the page says so.

The balance is worked out per bank account, in three steps:

1. Closing balance – the most recent statement on which the bank stated one. This is the bank's own figure, so it counts even if there is a newer statement without a closing balance.
2. Opening balance – if no statement has a closing balance, the lines of the statement are added to the most recent opening balance. The figure is then marked calculated.
3. Unknown – if there is neither, the account shows "No statement" and is left out of the total. Counting it as zero would be misleading, because it would mean the account is empty.

Lines booked since the last statement adjust the balance; the small grey figure under the account shows this.

What the system cannot see: cash payments and offsetting never appear on a bank statement. If an invoice was settled that way, the bank balance is still right, but the report does not show that movement.